Quick links
-
Does insurance give you back your lost items?
-
Can you speed up how quickly the insurance is paid out?
Synduality: Echo of Ada isn't quite what you'd expect from a mech game. It's an extraction shooter, albeit with a large zoning more similar to Apex Legends, but without the PvP. It is a fascinating experience in every way. The only thing it makes you sure of is the immense rarity and value of a mech.

Family
9 Best Bandai Namco Games of All Time
Bandai Namco is responsible for some of gaming's biggest franchises.
Death in Synduality is somewhat permanent. Something to the effect that your Magus will always return to you eventually, but your mechanics and items are permanently lost. However, you can mitigate this a little with a well-timed insurance policy. Because even in video games, you can't escape your premium.
What is insurance?
The world of synduality is cruel, med both NPCs and other players who can attack and destroy you at willand it only takes a few hits to reach your goal. In the event of this, you either go down with your mech or make a last minute break with your Magus. No matter what, when your durability reaches zero, that the mecha is lost, forever.
Insurance gives you a chance to soften the blow. Before you set out on a sortie, you get the opportunity to insure your various equipment. These include your Cradlecoffin parts, weapons and excavator. The items in your inventory cannot be insured, so try not to bring anything you can't afford to lose.
The price of insurance scales with your equipmentand you can insure everything, or piece by piece. Typically, insurance costs 10% of what the payout will bebut there is no refund of the insurance premium if you do not have to pay out. Just like reality.
Does insurance give you back your lost items?
The purpose of insurance in Synduality is to ease the burden of losing your valuable items. Not to replace them. Again, just like real insurance. So if you have rare items that cannot be bought or crafted, such as those from the deluxe or ultimate edition of the game, insurance will give you a monetary payout (if you can afford the insurance in the first place), even if the items are gone.
If you can buy them again, great! The value paid out will cover most of the equipment cost. In the event that you need to craft, you have to collect all the items again and wait hours for them all to craft. In the event of exclusive items you can earn, such as those from the Drifter Pass, these are gone permanently with no way to get them ever again.
Seriously, don't bring gear you can't play without. It genuinely exists no way to get them back.
Can you speed up how quickly the insurance is paid out?
Here's the next best thing to insurance – you don't get it right away. By default, you have to wait an hour after losing your insured items to actually claim the money from them. This can be done from the Collect Resources option in the Sortie menu.
Can you speed up how quickly you get your insurance money? Yes, but you have to work for it. In the living space, you can upgrade the insurance payee. With each subsequent upgrade, the time to claim your money back decreases. Each upgrade becomes much more expensive and even rarer items. So it might be worth waiting it out.

Next
27 Best Mech Games, Ranked
Dress up as a giant robot and start destroying — these games let you control giant mechs and fulfill all your destructive needs.