Xbox has added a new “buy now, pay later” option to its website, potentially opening up the opportunity to own an Xbox to more people. The option was originally revealed in the site's code and now appears to be rolling out to Xbox fans.
It's been a tumultuous time for Xbox lately, but the company seems determined to turn things around. Cuts at Xbox have included layoffs, and changes are being made to how the company manages its games and subscription services, with Xbox Game Pass now determining whether games will arrive on release day on a case-by-case basis. More flexible Xbox Game Pass options are on the way, and a new purchase option has been added for Xbox consoles on the official website.
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Xbox Game Pass apparently has far fewer subscribers than it used to, thanks to a big price increase that happened back in 2025.
Xbox gets Buy Now, Pay Later option
Gamers now have the ability to finance their purchases with Xbox, giving them the ability to pay later or over time for an Xbox. According to redphx, the site's backend now contains code indicating that both PayPal and Klarna will be available, but at the time of writing, only the PayPal option appears to be active on the site. Buyers are given the option to pay for their purchase over four interest-free payments every two weeks, or they can finance their deal to pay off their new Xbox over 24 months instead. The option is only available when purchasing Xbox consoles, so those hoping to finance the cost of an Xbox controller or game are out of luck with this option. However, for those who have found the price of a new or refurbished Xbox too high to commit to, this option may be helpful.
Drag weapons to fill the grid
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Drag weapons to fill the grid
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Xbox, like many other gaming systems, has seen the price of its consoles increase since their initial launch. The jump from $499 to $649 for an Xbox Series X and $299 to $449 for an Xbox Series S likely made the cost too high for some gamers. Unfortunately, due to the increased cost of components due to the demand for AI data centers, console prices are unlikely to drop in the immediate future, and that includes Xbox systems. Giving buyers the option to pay over time or pay later for a new system can open the door for those previously locked out due to price.
While Xbox fans may find this a step in the right direction for the company, it's not the first to offer financing options on its online store. PlayStation notably offers Klarna as a financing option at checkout, giving buyers the option to purchase a console and pay for it later as well. Although Nintendo allows the use of PayPal to purchase a Nintendo Switch 2, it does not advertise financing options like the Xbox and PlayStation. Gamers who might have hoped for the same opportunity from Xbox's competitors may want to look into external financing options through credit card companies and the like, or use Klarna on PlayStation.
Balance the critics' averages
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Balance the critics' averages
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Gaming has become a much more expensive hobby than it used to be, and financing options like these can be something that many players have to use to meet the cost. Getting in on the deal now may be the best option, as concerns have been raised that the price of components could continue to rise, potentially leading console makers to raise prices further.
